Nova Credit
Chairman of the Board
  • Over 30 years of experience in banking and extensive experience in unsecured loans and credit card business; In-depth experience in the strategic deployment, channel management, sales, risk control, operation, overall management, etc.
  • Mr. So was appointed as the General Manager of BOC Credit Card (International) Limited .  Under his leadership, a variety of award-winning card products were successfully launched to provide comprehensive and excellent services to customers of Bank of China (HK) Limited, and has since become one of the major card issuers, and unsecured personal loan providers in Hong Kong and Macau.
    On the back of the solid foundation in Hong Kong, Mr. So led the Company to enter the PRC market and became a pioneer of credit card business in the PRC. The business has since grown exponentially from 2 to nearly 600 employees covering e-commerce, mobile payment, and traditional credit card businesses across the PRC, Hong Kong, Macao and Singapore.
  • With his extensive experience in finance and credit card business, Mr. So also held a number of public offices and external directorships, including the Chairman of the Hong Kong (China) Credit Card Authorization Center Management Committee , Director of Joint Electronic Teller Services Limited (“JETCO”), Chairman of Northeast Asia District Council of UnionPay International, member of the UnionPay International Member Council, Director of the Visa APCEMEA Regional Risk Executive Council, Director of the MasterCard Greater China Consultation Committee and advisor of the EMVCo Committee.