Special Notice
Please beware of scam calls, fraudulent messages, phishing websites and emails . If in any doubt, please contact us at +852 3854 0188 immediately.
How can a credit report help you?
Apply loan
When you apply for credit facilities (such as a loan, mortgage or credit card), credit providers may refer to your credit report to assess your ability to repay and risk of default
Loan or mortgage at lower interest rates
Credit score is one of the major factors in credit approval of credit products, such as mortgage, loan or credit card. The higher the credit score, the higher chance getting credit approved and favorable interest rate.
More options for buying or renting a home
Some landlords place great importance on tenants' creditworthiness and avoid those with adverse credit records. To reduce risk, they may ask tenants to provide credit reports as proof of credit status
More job opportunities
When job applicants apply for positions requiring handling confidential information or working in restricted areas (such as bank staff or security), employers may request access to the job applicants’ credit reports to conduct pre-employment screening
Apply loan
When you apply for credit facilities (such as a loan, mortgage or credit card), credit providers may refer to your credit report to assess your ability to repay and risk of default
Loan or mortgage at lower interest rates
Credit score is one of the major factors in credit approval of credit products, such as mortgage, loan or credit card. The higher the credit score, the higher chance getting credit approved and favorable interest rate.
More options for buying or renting a home
Some landlords place great importance on tenants' creditworthiness and avoid those with adverse credit records. To reduce risk, they may ask tenants to provide credit reports as proof of credit status
More job opportunities
When job applicants apply for positions requiring handling confidential information or working in restricted areas (such as bank staff or security), employers may request access to the job applicants’ credit reports to conduct pre-employment screening
NOVA PASS Registration Guide
Credit Reporting Service Subscription Plan
Welcome Offer
$0
Unlimited access to your credit report and advanced credit dashboard, helping you monitor and manage your credit standing effectively.
- Credit Report
- Credit Score
- Advanced Credit Dashboard
*Terms and conditions apply. In case of any disputes, Nova Credit Limited reserves the right of final decision.
