Special Notice

External Website Notice

You are going to be directed to another websites operated by third party. Nova Credit Limited has no control over the content of such websites or the way in which such third party uses your personal data. You should read the terms and conditions of such third party websites to understand how it may use your data.


Consumer Credit Report
(Coming Soon)


What does Credit Report & Data provide?

A credit report is a comprehensive record of credit activities that reflects an individual’s financial situations and is a report of financial health. Consumers can access credit reports to understand their credit status.

Credit information includes consumer’s credit accounts with current credit usage and account repayment history from banks and money lenders in HK.

All Rounded Credit Information Considered

Developed with sophisticated statistical model and calculated based on information from credit report including 5 major categories: Payment History, Debt Burden, Credit Mix (include length and type of product holdings), New Account and General / Enquiry Records.

Payment History
Debt Burden
New Account
General/Enquiry Records
Credit Mix