Consumer Credit Report
What does Credit Report & Data provide?
A credit report is a comprehensive record of credit activities that reflects an individual’s financial situations and is a report of financial health. Consumers can access credit reports to understand their credit status.
Credit information includes consumer’s credit accounts with current credit usage and account repayment history from banks and money lenders in HK.
All Rounded Credit Information Considered
Developed with sophisticated statistical model and calculated based on information from credit report including 5 major categories: Payment History, Debt Burden, Credit Mix (include length and type of product holdings), New Account and General / Enquiry Records.